Copyright: MANHATTAN ANALYTICS, INC.  1994
Citation: Welcome


TITLE

This DEMO was created  on 7-27-94, Fund List updated as of  5-5-95, Trial includes all the latest features of MONOCLE, which are not available in this DEMO.

Trial -  $10.95

To Order or For Additional Information Call!

1 - 800 - 251 - FUND(3863)

Voice: 1-310-374-2142

FAX: 1-310-374-3142

Click on desired text for help

 TABLE  OF CONTENTS(demo only covers ch 3 & 4)

 FUNDS COVERED (970+)

 ORDERING INFORMATION

Compuserve Address:74352,3530

America On-line:jacobma

E-mail:74352,3530@compuserve.com

What's New!!!

Monocle PLUS - covers over 2,500+ funds - coming JUNE' 95

World Wide Web Site - coming JUNE' 95


CONTENTS

The TRIAL includes a 250+ page softbound manual on and off-line, covering all the features of MONOCLE.

Only chapters 3 and 4 are included to give you a feel for the program.

Complete product includes a 21 chapter manual on-line.

CHAPTER 1 - 2 EXCLUDED IN DEMO

CHAPTER 3    FUNDAMENTALS

CHAPTER 4    TUTORIAL

CHAPTER 5 -21 EXCLUDED IN DEMO

     Click here for breakdown of sections


Table of Contents

The TRIAL includes a 250+ page softbound manual on and off-line, covering all the features of MONOCLE.

CHAPTER 1 - 2 EXCLUDED IN DEMO

CHAPTER 3  FUNDAMENTALS

     3.1  STARTING OUT

     3.2  TOOL BAR

     3.3  DRAW BAR

     3.4  STATUS BAR

     3.5  FUND GROUPS

     3.6  CURRENT FUND

     3.7  ACTIVE INDICATOR WINDOW

CHAPTER 4 TUTORIAL

     4.1  OPENING A FUND GROUP

     4.2  GROUP WINDOW OVERVIEW

     4.3  SELECTING AN INDICATOR

          4.3.1  EDITING INDICATOR PARAMETERS - MAIN

          4.3.2  EDITING INDICATOR PARAMETERS - STATISTICS

          4.3.3  SELECTING AN INDICATOR

     4.4  TIMING INDICATORS

     4.5  DRAWING FUNCTIONS

     4.6  FUND DESCRIPTION

     4.7  LOAD INDIVIDUAL FUND

     4.8  STATISTIC GROUPS

          4.8.1  CREATING STATISTIC GROUPS

          4.8.2  STATISTICS WINDOW

     4.9  WINDOWING COMMANDS

     4.10  Monocle DOWNLOADER - not included for use in demo

     4.11  LATEST PRICING

     4.12  CONCLUSION

CHAPTER 5 -21 EXCLUDED IN DEMO


Ordering Information

This DEMO was created  on 7-27-94, Fund List updated as of  5-5-95, Trial includes all the latest features of MONOCLE, which are not available in this DEMO.

Trial - $10.95

To Order or For Additional Information Call!

1 - 800 - 251 - FUND(3863)

Voice: 1-310-374-2142

FAX: 1-310-374-3142

Compuserve Address:74352,3530

America On-line:jacobma

E-mail:74352,3530@compuserve.com

MANHATTAN ANALYTICS, INC.

P.O. BOX  1795

Manhattan Beach, CA 90266

What's New!!!

Monocle PLUS - covers over 2,500+ funds - coming JUNE' 95

World Wide Web Site - coming JUNE' 95


Chapter 3 Fundamentals

Chapter 3.Fundamentals

Do Not Skip This Section

3.1  Starting Out

When you begin Monocle, the following screen will be displayed.

Note:  If the Autoload feature was previously selected from the fund groups dialog box, a fund group will be loaded on startup and a  mutual fund's price history will be displayed.

There are three icon bars which simplify access to the most commonly used features of Monocle:

1.     Tool Bar - Provides access to the primary functionality of the program

        including the various statistics, indicators, and windowing commands.

2.     Draw Bar - Provides access to the various drawing commands

        including Trendlines and Fibonacci Arcs.

3.     Status Bar - Displays helpful information in its different windows and

        allows for selection of the Current Fund.

Note: If there are no fund groups open, there are only four options available: Fund Groups, Downloader, Help, Exit.


3.2  Tool Bar

The Tool Bar provides push button access to the major functionality of Monocle.  It is located near the top of the program window and can be toggled On or Off from the Windows menu.

The Tool Bar is composed of the following items in the order of their appearance from left to right.

1.     Fund Groups Icon:  Allows you to open, add, delete, and edit a fund

        group.

2.     Indicators Icon:  Allows you to select and edit indicators for the active

        fund group.

3.     Statistic Groups Icon: Allows you to open, add, delete, and edit a

        statistic group.

4.     Fund Portfolios Icon: Allows you to open, add, delete, and edit a

        fund portfolio for the active fund group.

5.     Load Individual Fund Icon:  Allows you to display any fund from the

        Monocle database.

6.     Fund Description Icon:  Displays a brief description of the Current

        Fund.

7.     Latest Pricing Icon:  Displays the most current day’s pricing for the

        funds in the active fund group.

8.     Trading System Icon - Allows you to view, add, delete and edit trading

        systems.  The Monocle Trading System is a system add-on.  Please

        contact Manhattan Analytics for additional information.


3.2 Tool Bar cont'd

9.     Tile Fund Groups Icon: Tiles the fund group windows to fill the available

        area of Monocle.

10.   Cascade Fund Groups Icon: Cascades the fund group windows within the

        available area of Monocle.

11.   Tile Child Windows Icon:  Tiles the child windows to fill the active fund

        group window.

12.   Stack Child Windows Icon:  Stacks the child windows vertically to fill the

        active fund group window.

13.   Cascade Child Windows Icon:  Cascades the child windows within the active

        fund group window.

14.   Align Dates Icon: Sets the period displayed for all indicator windows

        within a fund group window to the period of the active indicator

        window.

15.   Zoom In Icon:  Allows you to zoom-in on a specific period within the

        active indicator window.

16.   Zoom Out Last Icon:  Allows you to zoom back to the previous period if

        one was defined, otherwise the entire loaded history will be displayed.

17.   Print Icon:  Enables you to print any window of the active fund group.

18.   Monocle Downloader Icon:  Starts the Monocle Downloader where you

        can update your database and transmit messages to and from Manhattan

        Analytics.

19.   Help Icon:  Opens the on-line Help file.


3.3  Draw Bar

The Draw Bar provides push button access to the drawing functions of Monocle.  It is located on the left edge of the program window and can be toggled On or Off from the Windows menu.

The Draw Bar is composed of the following commands in the order of their appearance from top to bottom.

  ERASE

 TRENDLINE

 EXTENDED TREND LINE

   VERTICAL LINE

  HORIZONTAL LINE

  INTERSECTING LINES

  PITCHFORK

  CYCLE LINES

  FIBONACCI FANS

  FIBONACCI ARCS

  FIBONACCI TIME ZONES

 TEXT

Note: The text icon is not displayed on monitors with a resolution less than 800 x 600.


3.4  Status Bar

The Status Bar displays information to assist you in the use of Monocle.  It is located on the bottom of the program window and can be toggled On or Off from the Windows menu.

The Status Bar is composed of the following items in the order of their appearance from left to right.

1.     Icon Information Window - Displays the name of the icon over which

        the mouse is positioned.  This allows you to quickly determine the

        function of an icon by positioning the cursor over it.

2.     Drawing Function Information Window - Displays the status of the

        selected drawing function.  For example, when the Fibonacci Arc

        function is chosen, you are prompted to "Select First Point."

3.     Previous Fund Icon - Sets the Current Fund to the previous fund in the

        fund group.

4.     Select Current Fund Icon - Allows you to directly select the Current Fund

        from the funds in the fund group.

5.     Next Fund Icon - Sets the Current Fund to the next fund in the fund group.

6.     Symbol Window - Displays the symbol of the Current Fund.

7.     Fund Name Window - Displays the name of the Current Fund.


3.5  Fund Groups

Monocle is designed around the concept of fund groups.  Nearly all aspects of the program revolve around the fund group.  Understanding this concept is fundamental to effectively using Monocle.

A fund group is comprised of the following:

*      Name - The name of the fund group which is located

        on the fund group window title bar.

*      Set of funds - The mutual funds to be analyzed.

*      Benchmark - A fund or index against which the funds

        in the group are compared.  The Benchmark is located

        following the fund group name on the fund group window

        title bar.

*      Period - The length of time the funds in the group are

        to be loaded.

Note: A fund group must be opened before any analysis can be performed.

A fund group contains a set of funds with a defined Benchmark.  The funds in the group are selected from the Monocle database. The Benchmark for the group is a fund or index against which the funds in the group are compared.  For example, to analyze the funds in the group against the market, you can select a mutual fund that approximates the market to be the Benchmark, like Fidelity's US Equity, FUSEX.  Remember, for your data to have meaning, choose a suitable benchmark.

Note: To aid in your analysis of mutual funds, Monocle also tracks many accepted market indexes, such as the S&P 500.  Monocle allows you to select any fund or index in the database to serve as the Benchmark.  One word of caution when using true indexes as benchmarks: investing in an index is not comparable to investing in a mutual fund.

Monocle comes with fund groups for over 150 of the most popular mutual fund families.  For example, the Fidelity Investments group contains over 100 Fidelity Mutual Funds.  Additionally, Monocle includes fund groups for over 20 investment objectives, such as Aggressive Growth and Income.

Note: Multiple fund group can be open simultaneously.


3.5 Fund Groups cont'd
To open a fund group:

1.     Choose Fund Groups from the Tool Bar or the File menu.

        A dialog box will be displayed listing the available fund groups.

2.     Select a fund group from the list.

3.     Click on Ok.

        This will create a fund group window and load the funds in the group.

        A Price History indicator will be opened displaying the performance

        of the Current Fund versus the Benchmark.

The name of the fund group and the Benchmark are displayed on the title bar of the fund group window while the name and symbol of the Current Fund are displayed on the Status Bar.  Once a fund group is loaded, analysis can be performed on the funds within the group.


3.6  Current Fund

The Current Fund is the fund upon which the various indicators (Price History, MACD, etc.) operate.  When a fund group is opened, the first fund in the group becomes the Current Fund.

For example, assume that the Current Fund is FDCAX (Fidelity Capital Appreciation) and that the Benchmark is FMAGX (Fidelity Magellan).  If the Price History chart is displayed, the two items charted are the Current Fund, FDCAX, and the Benchmark, FMAGX.


3.7  Active Indicator Window

The active indicator window is the window within the active fund group window that receives commands from the icon bars or the menu.  Only an indicator window (Price History, Relative Strength, etc.) can be the Active Window.

The active indicator window is used by:

*     All drawing and zoom functions.

*     The Date Align command.

*     The statistic groups.

The active window is designated by the word "Active" attached to the window title.

Note: For an indicator window to receive inputs it must be designated as "Active" and its fund group window must also be active.

To select the active window:

*     Double-click on the area of the desired indicator window.

To select the active fund group window:

*     Click on the area of the desired fund group window.

Note: When a new indicator is displayed, it automatically becomes active.


Chapter 4.  Tutorial

This chapter provides a brief tutorial on Monocle and its possible use. Remember that this tutorial is not a recommended investment strategy.  It is merely intended to demonstrate the functionality of Monocle.  Please review this chapter thoroughly to acquire an overview of the program.

4.1  Opening a Fund Group

To begin our analysis of mutual funds we need to open a fund group.  We will illustrate how this is done by opening the Fidelity Investments group.

To open a fund group window:

1.     Choose Fund Groups from the Tool Bar or File menu.

A dialog box will be displayed listing the available fund groups

2.     Highlight Fidelity Investments from the list.

        To aid in your search, type the first few letters of

        "Fidelity" in the Find edit box.

3.     Choose OK.

        A window for the fund group will be created.


4.2  Group Window Overview

Within the fund group window, a Price History window will be created displaying the price history of the Current Fund and that of the Benchmark.  Any statistics previously selected for the Price History indicator will be displayed at the bottom of the Price History window.

Once a fund group window is opened, other windows can be created within it, such as indicator windows (Relative Strength, MACD, etc.) and statistic windows (statistic groups, Latest Pricing).  These windows within the fund group window are referred to as "child windows" (i.e., children of the fund group window).

The symbol of the Current Fund, FDCAX, will be displayed on the Status Bar while the name of the fund group, Fidelity Investments, and the Benchmark, U.S. Equity Index, will be displayed in the title bar of the fund group window.

To scroll amongst the funds in the Fidelity Investments group, choose Previous Fund or Next Fund from the Status Bar or the File menu.


4.2 Group Window Overview cont'd
To select a specific fund from the group:

1.     Choose Select Current Fund from the Status Bar or the File menu.

2.     Highlight the fund in the dialog box which appears.

3.     Choose OK.

        The fund selected will become the Current Fund.


4.3  Selecting An Indicator

Monocle contains many powerful indicators to assist in fund selection and timing.  To illustrate, we will use the Relative Strength indicator to determine whether the Current Fund, FDCAX, is outperforming the Benchmark.  The Relative Strength indicator, as well as all other indicators in Monocle, can be chosen from the Charts menu or from the Indicators dialog box accessible from the Indicators icon on the Tool Bar.  For this example, make sure the current fund is FDCAX.

4.3.1  Editing Indicator Parameters - Main

Note: Before selecting an indicator for the first time, it is recommended that you edit the indicator's parameters to suit your needs.

To edit the Relative Strength indicator:

1.     Choose Indicators from the Tool Bar or Edit Parameters from the

        Charts menu.

A dialog box will be displayed listing the indicators available.

2.     Select Relative Strength from the list.

3.     Choose Edit.

        A dialog box for the Relative Strenght indicator will be displayed where its

        parameter can be defined.


4.3 Selecting An Indicator cont'd

From an indicator’s dialog box we can select calculation periods, line colors and statistics.  The Relative Strength chart displays three lines: the Relative Strength, a fast moving average of the Relative Strength, and a slow moving average of the Relative Strength.

To define the periods for the Fast Moving Average and the Slow Moving Average, enter new values in the respective Period text boxes.

As a rule, the greater the period, the greater the smoothing.  Unfortunately, increasing the smoothing also increases the lag in the response time to changes in the trend.  For timing indicators (indicators which generate buy/sell signals for fund timing), the greater the period, the fewer signals generated.

For the Relative Strength Indicator, set the Fast Moving Average to 50 days and set the Slow Moving Average to 200 days.  Fifty days is considered by many investment professionals to approximate the medium term trend, while 200 is considered to approximate the long term trend.

Note: All periods are specified in market days.


4.3.2  Editing Indicator Parameter - Statistics

Once we have defined the periods and colors of the Relative Strength Indicator, we will choose the statistics to be displayed on the bottom of the indicator window.  All indicators windows may display statistics.

To have statistics displayedin the Relative Strength indicator window:

1.     Check the Display box from the dialog box of the indicator.

        This will display the selected statistics when the indicator window is

        opened.

2.     Select Edit.

        A dialog box will be displayed listing the available statistics for the

        Relative Strength chart.  For our purposes, we want to display  Alpha,

        Beta, R-Squared, and Standard Deviation for the Current Fund.  To do

        so, we need to add these statistics to the Selected Statistcs list.

To add a statistic to the indicator window:

1.     Highlight the desired statistic from the Available Statistics list.

2.     Select Add.

To delete a statistic from the indicator window:

1.     Highlight the desired statistic from the Selected Statistics list.

2.     Select Delete.


4.3.3 Selecting an Indicator
Once we have selected the statistics to be displayed, select OK.  This will save the statistic changes and return us to the main dialog box for the Relative Strength Indicator.  Having set the smoothing periods, line colors, and statistics to be displayed, we are ready to save our changes to the indicator.  To do so, select OK.  The Indicators dialog box will once again be displayed.

4.3.3  Selecting an Indicator

Now that we have configured the Relative Strength Indicator to our desired specifications, we can display it.

To display the Relative Strength Indicator:

1.     Highlight Relative Strength from the Indicator list.

2.     Select OK

        A Relative Strength window will be created within the fund group

        window.


4.4  Timing Indicators

Monocle contains four indicators which are commonly used for mutual fund timing.  They are Momentum, MACD, Moving Average Crossover, and Relative Strength Crossover. To develop an understanding of the use of timing indicators, we will examine a market timing strategy using the MACD Indicator.

To edit and display the MACD Indicator:

1.     Click on the Indicator icon from the toolbar.

        This will display a dialog box of available indicators.

2.     Highlight MACD.

3.     Click on Edit.

        A dialog box will be displayed where we will set the parameters of the

        MACD and choose the statistics to be displayed.


4.4 Timing Indicators cont'd
4.     Enter "20" in the Fast Mov Avg text box.

        This will allow us to capture the short term trend.

5.     Enter "50" in the Slow Mov Avg text box.

        This will allow us to capture the medium term trend.

6.     Enter "25" in the Trigger Mov Avg text box.

        This will determine the trigger time period for the MACD.

7.     Check Fund Switching.

        This will generate statistics that reflect switching between the Current

        Fund and the Benchmark instead of simply trading in and out of the

        Current Fund.

8.     Check Display.

        This will display the selected statistics when the MACD window is opened.

9.     Choose Edit.

        A Statistics dialog box will appear where we will select the statistics to be

       displayed.


4.4 Timing Indicators cont'd ..
10.     Highlight Return Benchmark from the Available Statistics list.

11.     Select Add.

          This will add the statistic to the list of those selected to be displayed in

          the indicator window.

12.     Repeat the last two commands to add the following statistics: Return

          Fund and Return Timing.

13.     Select OK in the Statistics dialog box.

          This will save the statistics chosen.

14.     Select OK in the MACD dialog box.

          This will save any changes made to the parameters of the MACD.

15.     Select OK in the Indicator selection dialog box.

          This will open the MACD window with the defined parameters.

Once the parameters have been set for an indicator, they become the new defaults for the indicator.  Therefore, the next time you want to display the indicator, simply select it from the Indicators dialog box.


4.5  Drawing Functions

Monocle contains a wealth of drawing tools to aid in your charting analysis.  To illustrate the use of the drawing functions, we will draw a trendline.

Note:  All drawing functions are accessible as icons from the Draw Bar on the left-hand side of the program window or from the Draw menu.  Drawing functions only operate on the active window.

A trendline is defined by 2 points.  Rising trendlines are usually drawn between two significant lows to determine a price support level, while falling trendlines are drawn between two significant highs to determine a  price resistance level.  The theory behind trendlines is that a trend will continue until the trendline is violated (i.e., when the NAV crosses the trendline).  When a breakout from the existing trendline occurs, a trend reversal may be imminent.

To draw a trendline:

1.     Choose Trendline from the Draw Bar.

2.     Click and release the mouse at a significant point

        in the active window where you would like to begin

        the line.

3.     To end the line, click and release the mouse at

        another significant point.  The completed trendline

        will be drawn at the position selected.

The other drawing functions such as Pitchforks and Fibonacci Arcs are drawn in a similar manner.


4.6  Fund Description

In addition to examining the price history of a fund and various indicators, Monocle allows you to review background information on the Current Fund. Monocle provides a description for every fund in the database to assist in your mutual fund investing.

Included in the fund description are:

1.      Full Fund Name

2.      Fund Family

3.      Symbol

4.      Address

5.      Phone Number

6.      Date Established

7.      Maximum Sales Load

         Load requirements displayed are the maximums.  Many investment

         companies offer lower or waive loads for larger investments. Please

         consult the fund’s prospectus for detailed information.

8.      Objective/Policy

9.      Minimum Initial/Subsequent Investment Requirements

         The minimum investment requirements are based upon investments

         mailed directly to the fund company.  IRA investments, money sent via

         wire, or other means may be subject to different requirements.  Please

         consult the fund’s prospectus for detailed information.

10.    Distribution History

 	A.  X Dividend Date

 	B.  Amount of Distribution

 	C.  NAV on Date of Distribution

 	D.  Distribution Percentage

Please be aware that the information is updated periodically and may include some commentary as well.  The information provided may change without warning.  Therefore, Manhattan Analytics, Inc. recommends acquiring a current prospectus before investing in any fund.


4.6 Fund Description cont'd
To view a description of the Current Fund:

*      Choose the Fund Info icon from the Tool Bar.

A window will be created containing information on the Current Fund.


4.7  Load Individual Fund

In addition to examining the performance of the Current Fund relative to the Benchmark.  FindPro allows you to directly compare one fund against another.  For example, perhaps you would like to compare the performance of the Fidelity Select Computer fund, FDCPX, versus the Current Fund.

The Load Individual Fund command allows you to select any fund from the Monocle database and display it on the same chart with the Current Fund and the Benchmark.  The NAV's of the funds are normalized to make it simple to compare the performance of the funds over a specified time period.

To view FDCPX versus the Current Fund:

1.     Select Load Individual Fund from the Tool Bar or from the

        File menu.

        The following dialog box will be displayed.


4.7 Load Individual Fund cont'd
2.     Select FDCPX from the list.

        To ease your search, check the Symbol box and type in the first few

        letters of the fund symbol into the Find box above the list.

3.     Check the Current Fund box.

        This will select the Current Fund to be displayed in the window along

        with FDCPX.

4.     Clear the Benchmark box.

        This will prevent the benchmark from being displayed.

5.     Select OK.

A new indicator window will be created displaying FDCPX against the Current Fund.

To easily identify the Current Fund line and the new fund line:

*       Select Toggle Legend Window from the Window menu.

         A legend will be displayed in the upper left-corner of the indicator.


4.8  Statistic Groups

Monocle also gives you the ability to calculate statistics on all of the funds within the active fund group.  Coupled with screening and ranking features, you can now easily determine the best performing funds based on your specific investment criteria using the numerous available statistics, including those used in Modern Portfolio Theory.

To calculate statistics for the funds in the group, a statistic group must be defined and selected.

A Statistic Group is comprised of the following:

*     Name - The name of the Statistic group.

*     Set of statistics - The statistics to be calculated

*     Period - The length of time over which the statistics will be calculated.

Monocle comes with several pre-defined statistic groups. Like fund groups, existing statistic groups can be edited, new groups added, and old groups deleted to suit your specific needs.


4.8.1 Creating Statistics Groups
4.8.1  Creating Statistic Groups

To illustrate the power of Monocle’s statistics groups, we will create and display a new group.

To create a Statistic Group:

1.     Select Statistic Groups from the Tool Bar or the Statistics menu.

       This will open a Statistic Group dialog box.

2.     Select Add.

        This will add a new statistic group and display a dialog box where we will

        define the composition of the group.


4.8.1 Creating Statistics Groups cont'd
3.     Enter "Custom Group" in the Name text box.

        This will name the statistic group.

4.     Highlight Alpha from the Available Statistics list.

5.     Choose Add.

        This will add Alpha to the Selected list of chosen statistics.

6.     Repeat the last two commands to add the following statistics:

Beta, StdDev, R-Squared, and 1 Month Return.

7.     Select 1 Year from the Period list.

        This will define 1 Year as the period over which the statistics like

        Alpha and Beta are calculated.

8.     Select OK.

        This will save the new statistic group.


4.8.2  Statistics Window

Once the statistic group has been defined, select it from the list of groups and choose OK.  The statistics will be calculated for each fund in the fund group and displayed in a statistics window.

Within the statistics window, there is a column for each statistic calculated.  Scroll bars are provided to navigate through the list.

Once the statistics are calculated, the list can be ranked (Rank) or screened

(Scrn) to your specifications.  This is accomplished by selecting the appropriate command in the lower left-hand corner of the statistics window.

Note: The All button refreshes the window to display the complete list if any funds have been screened out with the Scrn command.


4.8.2 Statistics Window - Screening
Statistics Window - Screening

To illustrate the use of the screening feature, we will assume that our investment strategy calls for investing in funds with a Beta of less than 1 and a 1 Month Return of greater than 2. 5 %.  We will screen our list of Fidelity funds to display only those funds which meet this criteria.

To screen the fund group:

1.     Select Scrn from the Statistics Window.

        A dialog box will be displayed where we will specify our screening criteria.

2.     Highlight Beta.

3.     Enter "1" in the Less Than [ < ] edit box.

4.     Select Save Entry.

        This is required to save each individual entry.

5.     Highlight 1 Month Return.

6.     Enter "2.5" in the Greater Than [ > ] edit box.

7.     Select Save Entry.

8.     Choose OK.

        The list will be screened to display with only those funds that meet our

        specifications.


4.8.2 Statistics Window - Ranking
Statistics Window -Ranking

Monocle makes it easy to rank the funds on any statistic within the group.  For example, after screening on Beta and 1 Month Return, you may want to know which of the remaining funds have the greatest 1 Month Return. Determining this is easy with the Rank feature available from the statistics window.  Any of the columns from the statistics window can be used to rank the fund list in either ascending or descending order.

To rank the fund list:

1.     Select Rank from the statistics window.

        A dialog box will be displayed where we will make our selection.

2.     Highlight  1 Mnth Return.

        This will determine the statistic on which to rank the funds.

3.     Select Descending.

        This will determine the order of ranking (Greatest to Least).

4.     Click on OK.

        The list will now be ranked accordingly.

With the funds sorted according to 1 Month Return, we can now easily determine the top preformers for the last month.


4.9  Windowing Commands

Monocle harnasses the full power of Windows by allowing you to display multiple windows simultaneously.  As a result, all of the opened windows within the active fund group can be moved and sized to your specifications.

To illustrate this feature we will tile the open child windows.

To tile the child windows within the active fund group:

*      Select Tile Child Windows from the Tool Bar or Window menu.

The child windows will be redrawn to fill the available area of the active fund group.  You can use the Previous and Next fund commands to scroll amongst the funds in the active fund group.  All open child windows will be updated to display the Current Fund.


4.9 Windowing Commands - cont'd
To save the open child windows as a template:

*     Select Save Template from the File Menu.

The open child windows will be saved in their current positions.  You can load the template when opening a fund group by selecting Load Template in Fund Groups dialog box.

Note: There can be only one template saved at a time.


4.10 MONOCLE Downloader
4.10  Monocle Downloader - not included for use in demo

If you do not subscribe to Monocle’s Modem Retrieval Service, skip this section.

In this selection, we will run through the process of updating your data with the Monocle Downloader.

The Monocle Downloader makes it easy to keep your database current.  Whether you call every day, once a week, or once a month, the Monocle Downloader will update your database with data for all of the days you may have missed.  Furthermore, all mutual fund data is automatically adjusted for distributions, thus eliminating a common problem related to other data sources.

To start the Monocle Downloader:

*     Select Monocle Downloader from the Tool Bar.

      This will call the Monocle Downloader.

      The Monocle Downloader is a separate program used to download the latest

      data from the Manhattan Analytics, Inc. main database.


4.11 Latest Pricing

Note: Once the mutual fund database has been updated, any open fund group windows must be closed and then re-opened before the newly downloaded data will be reflected in the analysis.  This is necessary to load the new data into memory.

After the Fidelity Investments group has been closed and re-opened to account for the new data, we may display the latest prices for the funds in the group.

To open a statistic window with the latest NAV's:

*     Click on the Latest Pricing icon from the Tool Bar.

       A statistics window will be created listing closing statistics for the funds in

       the active fund group.


4.12 Conclusion

Note: Close is the last price available from the database.  Last is the previous price.  Change is the difference between Close and Last, while %  Change is the percent difference from Last to Close.

As with other statistic windows, the Latest Pricing window can be screened and ranked.  Thus, it is easy to determine which funds are up for the day and which were the greatest percentage gainers.

4.12  Conclusion

The presentation of the main features of Monocle is now complete.  After completing this section you should be able to navigate through Monocle.  The remaining sections of the manual present expanded and in-depth analysis of each program feature.  We encourage you to experiment with the program and consult the manual or the on-line Help to get the most out of Monocle.  Best of luck in your mutual fund analysis!


List of Funds (A thru K)

Reminder:  Manhattan Analytics has the ability to add additional funds to the database.  Please contact Manhattan Analytics at 1-800-251-FUND(3863) to request specific funds.

List of Funds (A thru I)

List of Funds (J thru Z)

30 Year TBond Intr Rate

AAL Capital Growth

AARP Capital Growth

Acorn Fund

Acorn International

AIM Agressive Growth

AIM Charter

AIM Constellation

AIM Growth

AIM International

AIM Utility

AIM Value

AIM Weingarten

Alger Small Capitalization

Alliance Fund

Alliance Growth

Alliance Quasar

Alliance Shrt Trm Multi Market

Alliance Technology

Alliance World Income Trust

American AMCAP

American Balanced

American Bond Fund of Amer.

American Cap Emrg Grwth A

American Cap Global Eqt A

American Cap Growth & Inc

American Cap Harbor A

American Capital Govt. Sec.

American Capital World Bond

American EuroPacific Growth

American Fundmntal Invstrs

American Grwth Fnd of Amer.

American Heritage Fund

American High Inc. Trust

American Inc. Fund of Amer.

American Invest Co.of Amer.

American Mutual

American New Economy

American New Perspective

American SmallCap World

American U.S. Govt Sec.

American Wash Mut Inv

AMEX JAPAN INDEX

AMEX MAJOR MKT INDEX

AMEX OIL & GAS INDEX

AMEX S & P MIDCAP INDEX

Analytic Optioned Equity

ASM Fund

Babson Bond Trust  Port. L

Babson Enterprise

Babson Enterprise II

Babson Growth

Babson Shadow Stock

Babson Stewart Ivry Intrntl

Babson Value

Baron Asset  Fund

Bartlett Cap. Basic Value

Bartlett Cap. Value Inter

Benham Adj. Rate Govt Sec.

Benham CA Muni. Hi Yld

Benham CA Tax Free Ins

Benham CA Tax Free Int Trm

Benham CA Tax Free L Trm

Benham CA Tax Free Shrt Trm

Benham Cap. Utilities Inc.

Benham Capital Preservation

Benham Equity Growth Fund

Benham European Govt Bond

Benham GNMA Income

Benham Gold Equities Index

Benham Income and Growth

Benham L/T Treasury

Benham National T/F Int. Trm

Benham Natl T/F Long Term

Benham Treasury Note

Benham Trgt Maturities 1995

Benham Trgt Maturities 2000

Benham Trgt Maturities 2005

Benham Trgt Maturities 2010

Benham Trgt Maturities 2015

Benham Trgt Maturities 2020

Berger 100

Berger 101

Berger Small Company

Bernstein Intermediate Dur

Berwyn Income

BIOTECHNOLOGY INDEX

Blanchard Flexible Income

Blanchard Global Growth

Blanchard Shrt Trm Glbl Inc.

Brandywine

Brinson Global Fund

Bull & Bear Gold Investors

Bull & Bear Municipal Inc.

Bull & Bear Spec. Eqties

Bull & Bear U.S. & Overseas

Bull & Bear U.S. Government

Calamos Convertible

California Tax Free Inc.

California U.S. Govt Sec.

Calvrt Soc.Invst.Mngd Grwth

CappielloRushmore Emrg Grwth

CappielloRushmore Grwth

CappielloRushmore Util Inc

Century Shares Trust

CGM Capital Development

Clipper Fund

Cohen & Steers Realty Shars.

Colonial Utilities

Columbia Common Stock

Columbia Fixed Inc. Sec.

Columbia Growth

Columbia Intl Stock

Columbia Municipal Bond

Columbia Special

Cornerstone Growth

CrabbeHuson Equity

CrabbeHuson Special Eq

Delaware Trend

DFA Continental Small Co

DFA Japanese Small Co

DFA Pacific Rim Small Co

DFA UK Small Co

Dodge & Cox Balanced

Dodge & Cox Income

Dodge & Cox Stock

Dow Jones INDUSTRIALS  30

Dow Jones STOCK COMPOSTE  65

Dow Jones TRANSPORTATION 20

Dow Jones UTILITY 15

Dreman Contrarian Portfolio

Dreman High Return Portfolio

Dreyfus A. Bonds Plus

Dreyfus Appreciation

Dreyfus Balanced

Dreyfus CA Int. Municipal Bond

Dreyfus CA Tax Exempt Bond

Dreyfus Capital Value

Dreyfus FL Int. Muni Bond

Dreyfus Fund

Dreyfus General CA Muni Bnd

Dreyfus General Muni Bond

Dreyfus General NY Muni Bnd

Dreyfus GNMA

Dreyfus Growth and Income

Dreyfus Growth Opportunity

Dreyfus Insured Muni Bond

Dreyfus Inter. Muni Bond

Dreyfus International Eqty

Dreyfus MA Int. Municipal

Dreyfus MA Tax Exempt Bond

Dreyfus Municipal Bond

Dreyfus New Leaders

Dreyfus NJ Inter. Muni

Dreyfus NJ Municipal Bond

Dreyfus NY Insured T/E Bond

Dreyfus NY T/E Int. Bond

Dreyfus NY Tax Exempt Bond

Dreyfus People's Index

Dreyfus Premier CT T/E Bond

Dreyfus Short Term Income

Dreyfus Shrt Inter. Govt

Dreyfus Shrt Inter. T/E Bnd

Dreyfus Spec Grwth Inv

Dreyfus Third Century

Dreyfus Wilshire Sm Co Value

Eaton Vance Greater China

Eclipse Equity Fund

Evergreen Amer. Retirement

Evergreen Foundation Fund

Evergreen Fund

Evergreen Insured Nat. T/F

Evergreen Limited Market

Evergreen Real Estate Eqty

Evergreen Shrt/Int Muni Bnd

Evergreen Shrt/Int Muni. CA

Evergreen Total Return

Evergreen Value Timing

Federated ARMs Instit. Shrs

Federated Bond Fund

Federated GNMA Instit. Shrs.

Federated Growth Trust

Federated High Yield Trust

Federated Inc. Trust Instit.

Federated Int.Gvt Inst.Shrs

Federated Inter Muni Trust

Federated Intrntnl Equity

Federated Max Cap

Federated Mini Cap Fund

Federated S/I Gvt Inst.Shrs

Federated Shrt Int.MuniTrst

Federated Shrt Trm Inc.Inst

Federated Stock & Bond

Federated Stock Trust

Fidelity Advisor Eq Prt Inc

Fidelity Advisor Eqty Prt Grth

Fidelity Advisor Global Res

Fidelity Advisor Gov Inv

Fidelity Advisor Growth Opp

Fidelity Advisor Hi Inc Muni

Fidelity Advisor High Yield

Fidelity Advisor Inc & Growth

Fidelity Advisor Ltd Tax Ex

Fidelity Advisor Ltd Time Bnd

Fidelity Advisor Overseas

Fidelity Advisor Sht Fixed Inc

Fidelity Advisor Strat Opp

Fidelity Aggressive T/F

Fidelity Asset Manager

Fidelity Asset Manager Grwth

Fidelity Asset Manager Inc.

Fidelity Balanced

Fidelity Blue Chip Growth

Fidelity CA T/F Insrd Port.

Fidelity CA Tax Free Hi Yld

Fidelity Canada

Fidelity Capital and Income

Fidelity Capital Apprec

Fidelity Contrafund

Fidelity Convertible Sec

Fidelity Destiny I

Fidelity Destiny II

Fidelity Disciplined Equity

Fidelity Dvrsfd Intrntl

Fidelity Emerging Growth

Fidelity Emerging Markets

Fidelity Equity Income

Fidelity Equity Income II

Fidelity Euro Cap Apr

Fidelity Europe

Fidelity Fifty

Fidelity Fund

Fidelity Ginnie Mae

Fidelity Global Balanced

Fidelity Global Bond

Fidelity Government Sec.

Fidelity Growth & Income

Fidelity Growth Company

Fidelity High Yield T/F

Fidelity Intermediate Bond

Fidelity Intl. Grwth & Inc.

Fidelity Investment Grd Bnd

Fidelity Japan

Fidelity Latin America

Fidelity Limited Trm Muni

Fidelity Low Priced Stock

Fidelity MA Tax free Hi Yld

Fidelity Magellan

Fidelity Market Index

Fidelity MI Tax Free Hi Yld

Fidelity MN T/Free Port

Fidelity Mortgage Sec.

Fidelity Municipal Bond

Fidelity New Millenium

Fidelity New Mrkts Income

Fidelity NY T/F Insured

Fidelity NY Tax Free Hi Yld

Fidelity OH Tax Free Hi Yld

Fidelity OTC

Fidelity Overseas

Fidelity Pacific Basin

Fidelity Puritan

Fidelity Retirement Growth

Fidelity Rl. Estate Invstmnt

Fidelity Select Air Trans

Fidelity Select Amer. Gold

Fidelity Select Automotive

Fidelity Select Biotech

Fidelity Select Multi_Media

Fidelity Select Brkr_Invst.

Fidelity Select Chemicals

Fidelity Select Cnsmr Prod.

Fidelity Select Cnstrct/Housng

Fidelity Select Computers

Fidelity Select Dfns & Aero.

Fidelity Select Dvlp. Comm.

Fidelity Select Electronics

Fidelity Select Energy

Fidelity Select Enrgy Serv.

Fidelity Select Envirn Svcs.

Fidelity Select Finan. Serv.

Fidelity Select Food & Agri.

Fidelity Select Health Care

Fidelity Select Home Finance

Fidelity Select Indst Equip.

Fidelity Select Indst. Mats

Fidelity Select Insurance

Fidelity Select Leisure

Fidelity Select Med Delivry

Fidelity Select Natural Gas

Fidelity Select Paper_Forest P

Fidelity Select Prec. Mtls/Min

Fidelity Select Region Bnks

Fidelity Select Retailing

Fidelity Select Softwr_Comp

Fidelity Select Technology

Fidelity Select Telecomm.

Fidelity Select Trans

Fidelity Select Utilities

Fidelity Short Term Bond

Fidelity Shrt Trm World Inc

Fidelity Small Cap

Fidelity Southeast Asia

Fidelity Spartan GNMA

Fidelity Spartan Govt Inc.

Fidelity Spartan High Inc.

Fidelity Spartan Long Term

Fidelity Spartan Muni Inc.

Fidelity Spartan S/I Muni

Fidelity Spartan S/T Bond

Fidelity Sprtn FL Muni Inc.

Fidelity Sprtn Ltd.Mat.Gvt

Fidelity Sprtn Shrt Int Gvt

Fidelity SprtnCA Muni Hi Yld

Fidelity SprtnCT Muni Hi Yld

Fidelity SprtnInvst.Grad.Bnd

Fidelity SprtnNJ Muni Hi Yld

Fidelity SprtnNY Muni HiYld

Fidelity SprtnPA Muni Hi Yld

Fidelity Stock Selector

Fidelity T/F Insured

Fidelity Trend

Fidelity U.S. Equity Index

Fidelity U.S. Govt Reserves

Fidelity Utilities Inc.

Fidelity Value

Fidelity Worldwide

Flag Telephone Income

Flex-Funds Growth

Fortis Advantage Asset Alloc

Fortis Capital

Fortis Growth

Founders Blue Chip

Founders Discovery

Founders Equity Income

Founders Frontier

Founders Govt Sec.

Founders Growth

Founders Passport

Founders Special

Founders Worldwide Growth

Franklin Adj U.S. Govt

Franklin Adj. Rate Sec.

Franklin AGE High Income

Franklin CA Insured T/F Inc.

Franklin CA Tax Free Inc.

Franklin Convertible Sec.

Franklin DynaTech

Franklin Equity

Franklin Equity Income

Franklin Federal T/F Inc.

Franklin FL Tax Free Income

Franklin Global Govt Income

Franklin Global Utility

Franklin Gold

Franklin Growth

Franklin Hi Yld T/F Inc.

Franklin Income

Franklin Insured T/F Inc.

Franklin Invstmnt Grd Inc.

Franklin MA Insured T/F Inc.

Franklin MD T/F Income

Franklin MI Insured T/F Inc.

Franklin MN Insured T/F Inc.

Franklin NJ Tax Free Inc.

Franklin NY Tax Free Inc.

Franklin PA Tax Free Inc.

Franklin Premier Return

Franklin Rising Dividends

Franklin S/I U.S. Govt.

Franklin U.S. Govt Sec.

Franklin Utilities

Franklin VA Tax Free Inc.

Fremont CA Intermediate T/F

Fremont Global

FundTrust Aggress Grwth

FundTrust Growth & Inc.

FundTrust Growth

FundTrust Income

G.T. America Growth

G.T. Europe Growth

G.T. Glbl.Strat.Inc.Cls A

G.T. Global Emerging Mrkts

G.T. Global Gov. Inc.

G.T. Global Growth & Inc.

G.T. Global Health Care

G.T. Global High Income

G.T. Global Worldwide Growth

G.T. Infra Structure

G.T. International Growth

G.T. Japan Growth

G.T. Latin America Growth

G.T. New Pacific Growth

G.T. Telecommunications

Gabelli ABC

Gabelli Asset

Gabelli Equity Income

Gabelli Global Telcom

Gabelli Growth

Gabelli Small Cap Growth

GAM International

GAM Pacific Basin

Gateway Growth

Gateway Index Plus

George Putnam Fund of Bstn

Gintel ERISA

Gintel Fund

GIT Equity Special Growth

Global Bond

Govett Emerging Markets

Govett Pacific Strategy

Govett Smaller Co

GradisonMcDonald Estab Val.

GradisonMcDonald Opp. Val.

Guardian Park Ave

Hancock Svrgn Invstmnts

Harbor Bond

Harbor Cap. Apprec.

Harbor Growth

Harbor International

Harbor Value

Heartland Value

Hntngtn Intl. Crncy  Hi Inc.

Hntngtn Intl.Crncy Port.Glbl

Hntngtn Intl.Crncy Port.Hard

IAI Balanced

IAI Bond

IAI Emerging Growth

IAI Government

IAI Growth and Income

IAI International

IAI Mid Cap Growth

IAI Regional

IAI Reserve Fund

IAI Value

IDS Bond

IDS Discovery

IDS Extra Income

IDS Federal Income

IDS Growth

IDS Mutual

IDS New Dimensions

IDS Selective

IDS Stock

IDS Strategic Aggressive Eq

IDS Utilities Income

INVESCO Bond Hi Yld

INVESCO Bond U.S. Govt

INVESCO Dynamics

INVESCO Emerging Growth

INVESCO European Fund

INVESCO Growth

INVESCO Industrial Income

INVESCO Money Mrkt T/F Money

INVESCO Pacific Basin

INVESCO Select Income

INVESCO Series Trst Equity

INVESCO Strat Energy

INVESCO Strat Finan Svcs.

INVESCO Strat Hlth Sci

INVESCO Strat Tech

INVESCO Strat Utilities

INVESCO Strat.Environ.Serv.

INVESCO Strategic Gold

INVESCO Strategic Leisure

INVESCO T/F Inc.Shares

INVESCO Total Return

INVESCO Trst Int. Govt Bond

INVESCO Trst Intrntnl Grwth

Ivy Growth & Income

Ivy Growth

Ivy International

List of Funds (A thru I)

List of Funds (J thru Z)

New funds are continuously being added to our database!

If your fund isn't listed give us a call!

1 - 800 - 251 - FUND(3863)


List of Funds (L thru Z)

Reminder:  Manhattan Analytics has the ability to add additional funds to the database.  Please contact Manhattan Analytics at 1-800-251-FUND(3863) to request specific funds.

List of Funds (A thru I)

List of Funds (J thru Z)

Janus Balanced

Janus Enterprise

Janus Federal Tax Exempt

Janus Flexible Income

Janus Fund

Janus Growth & Income

Janus Inter. Govt Sec.

Janus Mercury

Janus Short Term Bond

Janus Twenty

Janus Venture

Janus Worldwide Fund

Kaufmann Fund

Keystone Amer Global Opp

Keystone Amer Omega

Legg Mason Special Inv

Lexington Convert. Sec.

Lexington Corp. Leaders

Lexington Global

Lexington GNMA Inc.

Lexington Gold

Lexington Growth & Inc.

Lexington S/I Govt Sec

Lexington Stragetic Silver

Lexington Strat. Invstmnts

Lexington Tax Exempt Bond

Liberty American Leaders

Liberty Equity Income

Liberty Utility

Lindner Dividend

Lindner Fund

Lindner Utility

LMH Fund

LNDN FINANCIAL TIMES INDX

Longleaf Ptns Sh Ben Int

Longleaf Ptns Small Cap

Loomis Sayles Bond

Loomis Sayles Growth

Loomis Sayles Intrntnl Eqty

Loomis Sayles Small Cap.

Lord Abbett  Affil.

Lord Abbett U.S. Govt

Lxingtn Wrldwd.Emrgng Mrkts

Main Street Income & Growth

MAS Pooled Trst Eqty

MAS Pooled Trst Intnl Eqty

MAS Pooled Trst Ltd Durtn

MAS Pooled Trust Fixed Inc.

MAS Pooled Trust Small Cap.

MAS Pooled Trust Value Port.

Mathers

Maxus Equity

Merger

Meridian

Merrill Lynch Capital

Merrill Lynch Dragon

Merrill Lynch Dvlp Capital

Merrill Lynch Eurofund

Merrill Lynch Global Alloc

Merrill Lynch Global Conv

Merrill Lynch Global Utility

Merrill Lynch Growth

Merrill Lynch Healthcare

Merrill Lynch Latin America

Merrill Lynch Pacific

Merrill Lynch Pheonix

Merrill Lynch Special Value

Merrill Lynch Technology

Merrill Lynch Tomorrow

Merrill Lynch World Income

Merriman Asset Alloc.

Merriman Blue Chip

Merriman Cap. Apprec.

Merriman Flexible Bond

MFS Research

MFS World Total Return

MIM Stock Apprec.

Monetta Fund Inc

Montgomery Emrgng Mrkts

Montgomery Global Comm.

Montgomery Global Equity

Montgomery Growth

Montgomery Intl Small Cap

Montgomery Shrt Durtn Govt

Montgomery Small Cap Fund

Morgan Stanley Asian Eqty

Morgan Stanley Emerging Mrkt

Mutual Beacon

Mutual Discovery

Mutual Qualified

Mutual Shares Fund

NASDAQ BANKING STOCKS

NASDAQ COMPOSITE INDEX

NASDAQ INDUSTRIALS

NASDAQ INSURANCE STKS

NASDAQ NASDAQ 100 INDX

NASDAQ TRANSPORTATIONS

Neuberger_Berman Genesis

Neuberger_Berman Guardian

Neuberger_Berman Ltd. Mat Bond

Neuberger_Berman Manhattan

Neuberger_Berman Muni Sec Trst

Neuberger_Berman Partners

Neuberger_Berman Selected Sect

Neuberger_Berman Ultra Shrt Bo

New USA Fund

New York Life Inst Value Eqty

New York Venture

Newport Tiger

Nicholas Fund

Nicholas II Fund

Nikkei (Temporary)

Northeast Investors Growth

Northeast Investors Trust

NYSAE UTILITY INDEX

NYSE Advancing

NYSE COMPOSITE

NYSE Declining

NYSE FINANCE

NYSE INDUSTRIALS

NYSE TRANSPORT

Oakhall Equity

Oakmark

Oakmark International

Oberweis Emerging Growth

Oppenheimer Discovery

Oppenheimer Equity Inc.

Oppenheimer Fund

Oppenheimer Global G&I

Oppenheimer Hi Yld

Oppenheimer Strat Inc.

Oppenheimer Time

Oppenheimer Total Rtrn

Pacific Hor U.S. Govt  Sec.

Pacific Hor. Aggress Grwth

Pacific Horizon CA T/E Bond

Papp L. Roy Stock

Parnassus Income Bal

Pasadena Growth

Pax World

PBHG Emerging Growth

PBHG Growth

Pennsylvania Mutual

Peoples S&P MidCap Index

Permanent Port. T Bill

Permanent Portfolio

Permanent Vrsatile Bnd Port.

Perritt Capital Growth

Phily SE Gold/Silver

Phoenix Balanced

Phoenix Growth Fund

PIMCO Foreign

PIMCO Growth Stock

PIMCO High Yield

PIMCO Lng Trm U.S. Govt

PIMCO Low Duration

PIMCO Short Term Fund

PIMCO Total Return

PIMCO Total Return III

Pioneer Bond

Pioneer Capital Growth

Pioneer Equity Income

Pioneer Europe Fund

Pioneer Fund

Pioneer Gold Shares

Pioneer II

Pioneer Municipal Bond

Pioneer Three

PRA Real Estate Sec.

Primary Trend

Putnam Asia Pacific

Putnam CA Tax Exempt Inc

Putnam Conv Income/Grwth

Putnam Diversified Income

Putnam Europe Growth

Putnam Global Gov Inc

Putnam Global Growth

Putnam Growth & Income

Putnam Health Sciences

Putnam Hi Yield Adv

Putnam Investors A

Putnam Municipal Inc

Putnam Natural Resources

Putnam New Opportunities

Putnam OTC Emerging Growth

Putnam Overseas

Putnam US Gov Income

Putnam Uttilities G&I

Putnam Vista

Putnam Voyager

Regis Small Company

Reich & Tang Equity

Reynolds Blue Chip Growth

Robertson Stevens Contrarian

Robertson Stphns Emrg Grwth

Robertson Stphns Value Plus

Roulston Growth & Income

Royce Fund Eqty Inc. Series

Royce OTC

Royce Premier

Rushmore American Gas Index

Rushmore U.S. Govt. LTrm

Rushmore U.S. Gvt. Int Trm

Rushmore Virginia T/F Port

Rydex Govt Bond

Rydex Govt Money Mkt

RYDEX Nova

Rydex OTC

Rydex Precious Metals

Rydex URSA

S & P  BANK COMPOSITE

S & P  CHEMICALS

S & P HEALTH CARE COMP

S&P  RETAIL SECTOR

S&P  TRANS SECTOR

S&P  TRANSPORTATION 20

S&P 100 INDEX

S&P 500

S&P INDUSTRIALS 400

S&P INSURANCE INDEX

S&P UTILITIES 40

SAFECO California T/F Inc.

SAFECO Equity

SAFECO Growth

SAFECO High Yield Bond

SAFECO Income

SAFECO Municipal Bond

SAFECO Northwest Fund

SAFECO U.S. Govt Sec

Salomon Brothers Invstrs

Salomon Brothers Opp.

SBSF Convertible Secs

SBSF Fund

Schafer Value

Schwab 1000 Fund

Schwab CA Shrt Int T/F Bnd

Schwab CA T/F Bond

Schwab Intl Index

Schwab Money Market

Schwab National T/F Bnd

Schwab Short Inter T/F Bnd

Schwab Small Cap Index

Schwab U.S. Govt Bond (S/I)

Scudder California Tax Free

Scudder Capital Growth

Scudder Development

Scudder Global

Scudder Global Small Co

Scudder GNMA

Scudder Gold

Scudder Growth & Inc.

Scudder Income

Scudder International

Scudder International Bond

Scudder Japan

Scudder Latin America

Scudder Managed Muni Bonds

Scudder Med Trm T/F

Scudder New York Tax Free

Scudder Pacific Opportunity

Scudder Quality Growth

Scudder Short Term Bond

Scudder Shrt Trm Global Inc.

Scudder U.S. Treasury

Scudder Zero Coupon 2000

SEI Bond Index Port

SEI Capital Apprec.

SEI Instit. Mngd Bond Cls A

SEI Instit.Ltd.Vltility Bnd

SEI International

SEI Mngd Trst Eqty Inc.

SEI Mngd Trst Val. Port.

SEI S&P 500 Index

SEI T/E Trst Int. Trm Muni

Selected American Shares

Selected Special Shares

Seligman Capital

Seligman Common Stock

Seligman Communication

Seligman Frontier

Seligman Growth

Seligman Income

Sentinel Common Stock

Sequoia Fund

Short Term Interest Rate

Sit New Beginning T/F Inc.

Sit New Bgning Inc.&Grwth

Sit Nw Bgning Growth

Sit Nw Bgning U.S.Gvt Sec.

Skyline Special Eqty II

Skyline Special Equities

SoGen Gold

SoGen International Fund

SoGen Overseas

Sound Shore

State Street Capital Apprec

State Street Equity Inv

State Street Investment

SteinRoe Capital Opp.

SteinRoe Government Income

SteinRoe High Yield Muni.

SteinRoe Income Fund

SteinRoe Intermediate Bond

SteinRoe Intermediate Muni.

SteinRoe Managed Muni.

SteinRoe Prime Equities

SteinRoe Special Fund

SteinRoe Stock Fund

SteinRoe Total Return

Stratton Growth

Stratton Monthly Dvdnds

Stratton Small Cap Yield

Strong Advantage

Strong American Utilities

Strong Asia Pacific

Strong Common Stock

Strong Discovery

Strong Government Secs

Strong Growth

Strong Income

Strong Insured Muni Bond

Strong International Stock

Strong Municipal Bond

Strong Opportunity

Strong S/T Muni Bond

Strong Short Term Bond

Strong Total Return

T. Row Prc Adj.Rate U.S.Govt

T. Rowe Price Cap. Apprec.

T. Rowe Price Eqty Inc.

T. Rowe Price Euro Stck

T. Rowe Price Glbl Gvt Bnd

T. Rowe Price GNMA

T. Rowe Price Growth Stock

T. Rowe Price Grwth & Inc.

T. Rowe Price High Yield

T. Rowe Price Intl Discovery

T. Rowe Price Intrntnl Bond

T. Rowe Price Intrntnl Stck

T. Rowe Price Japan

T. Rowe Price MD T/F Bond

T. Rowe Price New Asia

T. Rowe Price New Era

T. Rowe Price New Horizons

T. Rowe Price New Income

T. Rowe Price Nw Amer.Grwth

T. Rowe Price OTC Securities

T. Rowe Price Sci & Tech.

T. Rowe Price Shrt Trm Bond

T. Rowe Price Small Cap Val.

T. Rowe Price Spectrum Grwth

T. Rowe Price Spectrum Inc.

T. Rowe Price T/F Shrt Int

T. Rowe Price Tax Free Inc.

T. Rowe Tax Free High Yield

Templeton Develop.Mrkts Trst

Templeton Foreign

Templeton Global Opportunity

Templeton Growth

Templeton Income

Templeton Real Estate Sec

Templeton Smaller Cos. Grwth

Templeton World

Third Ave Value

Tweedy Browne Global Value

Twentieth Cent.Blncd Invstrs

Twentieth Cent.Grwth Invstrs

Twentieth Cent.Heritg Invstr

Twentieth Cent.Slct Invstrs

Twentieth Cent.Ultr Invstrs

Twentieth Cent.Vist Invstrs

Twentieth Century Intl Equity

Twentieth Century L/T Bond

Twentieth Century US Govt

Twentieth Century Value

United Serv. All Amer. Eqty

United Serv. Glbl Resources

United Services Gold Shares

United Services Income

United Services Real Estate

United Services Tax Free

United Services World Gold

USAA Investment Balanced

USAA Investment Cornerstone

USAA Mutual Income

USAA Mutual Income Stock

Value Lin Lvgd Grwth Invstrs

Value Line

Value Line Aggress.Inc.Trust

VALUE LINE ARTHMTIC WGHT

Value Line Convertible

Value Line Geometric Index

Value Line Income

Value Line Special Situatns

Value Line T/F Hi Yld

Value Line U.S. Govt Sec.

VAN ECK Asia Dynasty

Vanguard  S/T U.S. Treasury

Vanguard  Short Term Corp

Vanguard 500 Fund

Vanguard Asset Allocation

Vanguard Bond Index

Vanguard CA Insured L Trm

Vanguard CA T/F Mny Mrkt

Vanguard Convertible Sec.

Vanguard Equity Income

Vanguard Explorer

Vanguard Fixed Inc GNMA

Vanguard Fixed Inc. S/T Fed

Vanguard Fxd In.Invst.Grd Corp

Vanguard Fxd Inc Intr US Tr

Vanguard Fxd Inc. Hi Yld Corp.

Vanguard Fxd Inc.L T U.S.Treas

Vanguard Growth Index

Vanguard Intrntnl Eqty Euro

Vanguard Intrntnl Eqty Pac.

Vanguard Money Market

Vanguard Money Market Prime

Vanguard Money Market Trsry

Vanguard Muni Bnd Lmtd Port

Vanguard Muni Hi Yld

Vanguard Muni Insured L Trm

Vanguard Muni Inter. Trm

Vanguard Municipal L Term

Vanguard Municipal Shrt Term

Vanguard NJ Insrd L Trm Muni

Vanguard NY insured L Trm

Vanguard PA T/F fund

Vanguard Preferred Stock

Vanguard PRIMECAP

Vanguard Spec. Hlth Care

Vanguard Spec.Gld/Prec.Mtls

Vanguard Spec.Util.Inc.Port.

Vanguard Specialized Energy

Vanguard Star Fund

Vanguard Trst.Cmgld Intrntnl

Vanguard Trustee's Cmngld U.S.

Vanguard Value Index

Vanguard Wellesley Inc.

Vanguard Wellington

Vanguard Windsor

Vanguard Windsor II

Vanguard World U.S. Grwth

Vanguard Wrld Intrntnl Grwth

Vanguard/Morgan Growth

Vista Capital Growth

Vista Growth & Income

Vista New York Tax Free Inc.

Vista Tax Free Income

Vontobel EuroPacific

Vontobel US Value

Warburg, Pincus Fixed Inc

Warburg,Pincus Cap Apprec

Warburg,Pincus Emrgng Grwth Cm

Warburg,Pincus Fixed Income

Warburg,Pincus Growth Inc

Warburg,Pincus Intl Eqty Inst

Warburg,Pincus Intl Equity

Warburg,Pincus Intrm Mat Govt

Warburg,Pincus NY Muni Bond

Wasatch Aggressive Equity

William Blair Growth Shares

William Blair Income Shares

WILSHIRE SMALL CAP

Working Assts Citizens Blncd P

WPG Government Securities

WPG Growth & Income Fund

WPG Growth

WPG Tudor

Wright Equi Hong Kong

Wright Equi Spain

Yacktman Fund

Zweig Prity Slctn Lst ClsA

Zweig Series Strategy Cls A

List of Funds (A thru I)

List of Funds (J thru Z)

New funds are continuously being added to our database!

If your fund isn't listed give us a call!

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